Therapy for Therapists

Payment

At this time Valerie Murphy Counseling and Consulting LLC is private-pay, meaning you are responsible for payment at the time of service. Cash, check, credit/debit cards and HSA or FSA cards are accepted. While a credit/debit card is required to complete your file, you can choose another form of payment at the time of service. 

If you prefer, you can save your card on file, and it will be automatically charged once your progress note in completed. 

I understand that the cost of services can feel overwhelming. If that's the case, I invite you to consider your overall-health and well-being. Insurance companies often prioritize saving money, which can lead to limited session times or denial of services. I want to ensure we take the time needed to work together and guide you toward healing, so you can eventually move forward without needing ongoing therapy. That said, there's absolutely no problem with returning for a "check-up" if  you feel it would be helpful in the future. 

A note about insurance

A superbill can be provided upon your request, which you can submit to your insurance company for possible out-of-network reimbursement.

Here are a few questions to ask your insurance provider if you choose this route: 

What percentage is reimbursed for each out-of-network psychotherapy session? (CPT billing code 90791 for an initial assessment, 90837 for 50-min session)

Is there a limit on the amount of sessions covered, and what is the time-frame for those sessions?

Is there a deductible before receiving reimbursement?

Is preauthorization or a referral required for reimbursement?

Please be mindful that documentation sent to your insurance company will become part of the your permanent record. Sometimes clients do not want a mental health diagnosis in their record for various reasons. If this is a concern, you may want to check with your insurance provider about using your HSA or FSA without sharing this information.